Link Payments

Explained!

Concept —

A payment link is a simple URL or QR code that takes customers to a secure checkout page. They click the link, enter their details, and pay—no full e-commerce setup needed.

Security Features —

– HTTPS encryption – End-to-end encryption – Data tokenization – PCI compliance – Secure data handling – Access controls – 2FA/MFA security – Customer authentication – AI fraud detection

Common Risks—

– Fake Payment Links – Tampered Links – Reuse of Links – Credential Stuffing – Insecure Data Storage

Create & Send Payment Links —

– Login Dashboard – Open Invoices – Select Method – Enter Details – Send Link – Customer Actions – Details Verification – Download & Deposit

Tips & Best Practices —

– Branded domains – Monitor settlements – High-value verification – Enable webhooks – Maintain audit logs – Staff training – Explore FedNow (RTP)

Conclusion —

Payment links offer a fast, flexible way for U.S. businesses to accept payments without complex setup. With strong security—encryption, PCI compliance, fraud tools, and proper link management—they can be used confidently and safely.