Under this program, if a business refers Paycron's services to another business, and we succeed in making that another business our client, we offer the former business a part of the profits we earn from the referred business.Referral Program
eCheck or electronic check refers to payment that is made through the Internet and supports low, medium and high-risk business. Having an electronic format, it takes only a few steps to process. Instead of writing a physical check that needs to be deposited followed by waiting for days to credit funds into the account, an electronic check transfers money at the earliest.
Furthermore, it comes packed with upscale security features comprising of digital signatures, authentication, encryption, public key cryptography and more.
We keep our clients relaxed since we assure they remain away from all the hassle.
Our panel is rich with talented professionals who thrive to crack deals underwritten fast.
We have world-class tools and techniques to get multiple things done. Our team of programmers not just meets every day operations but also develops tools that are purposeful for us and for customers.
Super fast system to verify that the check is valid! Once data is entered into our online gateway, we begin with verification of the check.
Merchant accounts for eCheck processing are approved by us irrespective of their credit history.
We have simple and friendly policies to keep nothing hidden from our customers. For every type of merchants, we have echeck solutions that restore peace of mind.
To begin the transaction, the business needs authorization from customer’s end. This can be carried out flexibly through a phone conversation or an online payment form or a signed order form.
Upon completion of the payment form in the eCheck account, an electronic check is ready. It can be printed and deposited by the merchants or they may opt for our check deposit service. While choosing us to handle the checks, merchants need to do nothing more than taking out a minute and entering information in the payment form. Once they do this, we take care of each transaction that goes into their business checking account.
Upon completion of authorization, payment information is entered into an online payment processing software. In case of a recurring payment, details of recurring schedule are required too.
(Note: If the merchant believes that a customer is established or trustworthy, verifying or not verifying their details is totally merchant’s decision.)
Payment is withdrawn from customer’s account and credited to merchant’s business checking account. The payment will be credited 100% to merchant’s business checking account; there is no third party, who holds the payment for any period.
After the initial set up cost, the processing of eCheck costs much less than paper checks.
eChecks are very easy to understand and can be used by customers worldwide.
Customers put their details by themselves; hence, less chances of errors.
You do not need to take a physical check to the bank; hence, you can save a lot of time.
An electronic check is far more secure than a paper check. It comes with an encryption feature that verifies the information.
No third-party integration required; thus, implementing eCheck is easy for everyone.
We are trusted by a number of users across the world.Apply Now
We all know about paper checks. eChecks are just an electronic version of conventional checks, they facilitate account to account fund transfer exactly like normal checks.
eChecks are completely safe, information is directly transferred between customer’s and merchant’s financial institution through an ACH (Automated Clearing House) network.
Yes, eCheck can bounce, just like paper checks due to lack of funds, closed account or any other problem in completing the transaction.
No, eCheck and card payments are different from each other. eChecks are direct from source account to destination account.
eChecks usually clear by the end of the day or may take 3-4 days in case of a holiday or weekend.
Post clearing, an eCheck cannot be canceled. The only way is to request the payee for a refund.
No, there is no upper or lower limit to an eCheck amount. You can write an eCheck for any amount as long as you have the funds in your account.
There is no limit to the number of eChecks you can bring-in in a day.
It is impossible to write/generate an incorrect eCheck. Everything is verified and cross checked before the eCheck is forwarded for processing.
Yes, you can. But the eCheck will bounce on grounds of ‘non sufficient funds’ and will be returned to the source.
The bank routing number is at the bottom of your check.
Yes, you can use a business checking account to make eCheck payments.
No, an e-mail confirmation has to be requested. An e-mail address is entered to receive e-mail notifications.
Yes, you can view check history online!
If your account is given the facility of direct debit then you may use a savings account.